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Assumptions |
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STCG tax rate |
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LTCG tax rate |
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Beginning wealth |
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Pre-tax investment return |
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Holding period |
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Tax loss harvesting applied |
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Post-tax investment return w/ LTCG |
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Results |
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Description |
(A) Base |
(B) Compounding |
(C) TLH w/ LT |
(D) TLH w/ ST |
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(1) Beginning wealth |
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(2) Tax saved under TLH |
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(3) Total invested at beginning |
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(4) Ending wealth, pre-liquidation |
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(5) Tax at liquidation at LT rate |
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(6) Ending wealth, post-liquidation |
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TLH benefit decomposition |
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(7) Pre-tax compounding |
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(8) Time value of deferral |
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(9) LT vs ST rate differential |
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Total TLH impact |